This module introduces you to the workings of the financial sector. You will study the U.K. banking system, in particular the structure of the major players and the way in which clearing banks operate. Similarly the nature and role of building societies will be studied, particularly with regard to long term personal finance, including home loans. Issues concerning the Student Loan Company, education grants and loans will be examined. You will also be given an introduction to personal loans and personal credit card management, personal investing, insurance, assurance, annuities, endowments, pensions, and savings-linked long term finance. The module concludes with a brief guide to income tax.

One - 1500 words Case Study Assignment 100%
L.Os. 1, 2, 3 and 4 will be tested

Tutor led 36 hours
114 hours of student centred activities involving reading, self assessed exercises, case study analysis, computer assisted learning, assignment work and revision

24 hours of formal lectures/large group activity
12 hours of tutorials

The University Library and learning resources
Electronic databases such as EBSCO

Kapoor, Dlabay and Hughes (2003) Personal Finance With Student CD Rom and Personal Finance Planner, 7th Edition, McGraw-Hill.
ISBN: 0071216758